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Your work coach may also be able to put you in touch with local support and help you can get with everyday costs, such as food and gas or electricity payments.

You can call the free Universal Credit helpline on: Telephone: 08 Textphone: 08 8am - 6pm, Monday to Friday (closed on bank and public holidays).

The Bottom Line Although more culprits in the options backdating scandal are likely to emerge, because standards such as Sarbanes-Oxley have been instituted, the assumption is that it will be more difficult for public companies and/or their executives to hide the details of equity compensation plans in the future.

In this litigious society, shareholders will almost certainly file a class-action lawsuit against the company for filing false earnings reports.

Beyond Sarbanes-Oxley, the SEC approved changes to the listing standards of the NYSE and the Nasdaq in 2003 that require shareholder approval for compensation plans.

Find out more about Universal Credit in Scotland Find out more about Universal Credit in Northern Ireland If you’re making a new claim for the benefits being replaced by Universal Credit, you will now be asked to apply for Universal Credit.

You might also be asked to claim Universal Credit if you’re already claiming certain means-tested benefits and your circumstances change, for example, starting a new job, having a child, or your partner moving in or out.

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This means your rent payments will go straight to them until you can get back on your feet again.